How to Play Baccarat Online
Learn the fundamentals of baccarat – the game made famous by James Bond and find out why it’s played by high-rollers all over the world.
Pronounced ‘Back-ah-rah’, baccarat is in the staple of must have online casinos games for every site. While being most famous in Asia, baccarat is played everywhere from Las Vegas, Macau and now in your own living room.
Baccarat has a mass market appeal because it is very easy to understand, comes across as a classy game and the house edge is less than 1.5%. There isn’t too many magic formulas out there to master the game, our advice would be to search for games that offer the highest RTP to have the best odds of winning big.
Rules of play baccarat
Your average baccarat table has 3 dealers and anywhere between 12-14 players. Each player is given a seat with the betting options laid out in front of them. Unless you are playing live dealer baccarat all dealers will be virtual.
Betting starts with each player betting on either themselves or the banker to win the hand. If they bet on the banker and win, 5% of their winnings are given to the house.
The game starts with two hands being dealt, one for the player and another for the banker. Each starting hand consist of two cards.
The hand that wins is the one that has the value closest to 9. Numerical cards are worth their face value, face cards are worth 0 and aces are worth 1.
Hands that go into double figures will use the 2nd number in the hand to score. For example, if you hold a 7 and an 8 (15 total) your hand will be 5. Hands that add up to 8 or 9 are known as ‘natural’ and players are not allowed to receive extra cards. These hands are instant winners unless the banker can match or beat them.
Player’s rule – If the player has either a 1,2,3,4,5 or 10 they must draw another card. If they have either a 6 or 7 they must stand and 8 and 9 are instant wins if the banker cannot match them.
Banker’s rule – The banker will have to ‘hit’ (receive another card) if their hand value is 3 assuming the player’s third card is not an 8. The banker must hit on a 4 if the player’s third card is either a 1,8,9 or 10.
They can hit on 5 if the player’s third card is either a 4,5 or 7 and hit again on a 6 if the card is either a 6 or 7.
Players can also make bets on both hands ending on the same points. The payout for this is 8/1. All other bets are 1/1.
Types of baccarat variations
While the traditional version of baccarat is most played online, online casinos are now offering a number of variants to keep action fresh and players’ happy. The house edge on baccarat is very small varying from 1.07% to 1.24% for each bet depending on the game.
Baccarat game type includes:
Big table baccarat – Is the traditional version of baccarat that you can find at most live casinos. This game type uses seven different decks (jokers removed) and the player and banker draw each other’s hands.
Punto banco – Plays in very much the same way as big table baccarat except it uses between 6 to 8 decks and the player does not touch any of the cards.
Baccarat banquet – Results in the player being the banker for a certain period of play. Live casinos generally set very high limits for this game and is one played by many high-rollers. Not to worry though, online bets can be placed for as little as $0.10.
Live dealer baccarat – Involves a real-life stream of a baccarat table where you can watch every shuffle, draw and result directly from your desktop or mobile. Live dealer baccarat variants will vary from casino to casino with some offering special VIP tables for high-rollers.
Can you play on mobile baccarat?
A number of online casinos offer optimised mobile play and most will include baccarat in their arsenal of mobile friendly games. Just don’t expect every variant of baccarat they offer to compatible on your mobile device.
If you don’t fancy going out and would rather prefer a classy night in, we suggest you open a bottle of wine, pop in a James Bond DVD and have a table or two of online baccarat on the go. Baccarat offers one of the lowest house edges possible and is a fan favourite with most online gamers all over the world.
Looking for your next baccarat casino? Then feel free to check out all the online casinos listed in this article – they are all baccarat friendly and offer great signup bonuses!